About us

We are Onderlingehulp

Onderlingehulp is the leading funeral insurance specialist on our islands. As many as 31,000 people have already chosen funeral insurance from Onderlingehulp. Because they know that we work according to our motto: your final wish is our first priority. Onderlingehulp has been active since 1986 and has offices on Curaçao, Aruba and Bonaire.

When you want to take out funeral insurance with us, we make an analysis of your personal situation. Just a few questions are usually enough. Then you decide which one of our insurance plans best matches your wishes and personal circumstances.

We have the utmost respect for the wishes of the deceased and the feelings of the families. In the event of a passing, one phone call to Onderlingehulp will already relieve the next of kin of having to make all the necessary arrangements. Onderlingehulp works together with all funeral agencies.

What makes Onderlingehulp the right choice?


The biggest funeral insurance company

We are by far the biggest funeral insurance company on Aruba, Bonaire and Curaçao. 31,000 people have already preceded you in becoming a client of the big Onderlingehulp family. Isn’t it time for you to become a client as well, and relieve your loved ones of the financial burden of your passing?


Excellent in service

You are our main focus. Being careful in our relationship with you is a must for our employees, and guaranteed in our way of working. We are innovative in our use of the newest technological advances, which we utilize to offer you our products and services in a transparent and professional manner. We are the only funeral insurance company where you can view your data or take out a new policy online, through ‘My Onderlingehulp’.


Highly financially sound

We are highly financially sound. This means that we meet all regulatory requirements and even maintain additional buffers above that. This is our honor and pride. As a financial institution, we are supervised by the Central Bank for Curaçao and St. Martin (CBCS), the central bank of the Netherlands (DNB), and the Authority for Financial Markets (AFM). Did you know that we are the only funeral insurance company that holds the required license from DNB to operate in the Dutch Caribbean?


Fixed low premium

The premium is determined when the insurance is taken out. The premium amount depends on your age, and on your desired insured capital and payment period. After this, the premium will not be adjusted any further. This means that you’ll know beforehand what the premium will be during the entire payment period. A nice and secure feeling. No unpleasant surprises.


Children up to the age of 18 co-insured for free

Children of parents who are insured with Onderlingehulp will be co-insured at no charge. All you have to do is register them and as soon as they are accepted, they will be insured. You won’t have to pay any additional fees!


Free extra coverage during temporary stays abroad

You never know. If you should pass away while on vacation abroad, Onderlingehulp will pay out additional coverage for repatriation costs on top of the insured capital.


Free choice of funeral company

Your funeral insurance with Onderlingehulp offers you freedom of choice like no other. You or your next of kin are not bound to one specific funeral agency. Whichever funeral agency you prefer, the choice is up to you. Even if you decide to move to a different country in the future and wish to be buried there. No problem for us!


Changed your mind? Free cancellation within 30 days

Have you taken out insurance at Onderlingehulp but for whatever reason don’t want to continue the insurance? You can terminate the insurance free of charge within 30 days without stating reasons. Too bad for us, but we respect your wishes and believe that you should be able to reconsider a previous decision if it turned out not to be the right one for you.


Upgrading always possible

You already have an insurance policy at Onderlingehulp or it has become non-contributory (premium fully paid). You want to increase the insured capital because you have gained more spending power, or because you realize that you will need more for the funeral to match your wishes. This is possible! You take out an upgrade that increases the total insured capital to the level you desire.


De La Sallestraat 84
Oranjestad, Aruba
Opening hours:

Monday till Friday: 8:00 - 15:45


Plasa Reina Juliana 1
Kralendijk, Bonaire
Opening hours:

Monday till Friday: 8:00 - 15:45


Kaya Junior Salas 2-4
Willemstad, Curaçao
Opening hours:

Monday till Friday: 8:00 - 15:45

When my husband passed away and I needed information, Onderlingehulp provided great service.

Sra. M.A. Johnson

Onderlingehulp is very experienced and knows how the process should go. I have received great assistance. Sublime.

Sra. R.B. Martijn

This is a service that you pay for in the hope that you’ll never have to use it. I am a tech buff, so I love that I can use online banking to arrange and mail my monthly payments to Onderlingehulp. I email them to you and receive my statement from you in the final week of the month, or in the first week of the next month. All this without losing time waiting in line; time that I can use to do other things.

M. D. Tromp

I am very grateful for the services and benefits that you provide. Many thanks.

M. Calderon

I received excellent assistance when my sister passed away. Funeral insurance is so important.

Sra. Eustatius

We can also help you personally:

Call us

+599 9 4617144

Visit us

  • Aruba
  • Bonaire
  • Curaçao

Home visit

We are happy to visit you.